Secured Cards
Start Rebuilding Your Credit and Manage Your Money Wisely
Rebuild your credit score quickly through positive lines of credit established by using one of our approved secured card programs. By paying with a secured card, it's easier to keep current with credit card bills and other debts.
All positive credit information will be sent to Experian®, TransUnion®, and Equifax®.
Secured credit cards are a terrific option for establishing or rebuilding your credit history. Generally accepted wherever major credit cards are accepted, secured cards are easy to get, even if you have bad credit or no credit history. Making your payments on time will help to build a positive credit reference.
Is it possible to build a credit history by using a prepaid debit card responsibly?
The answer is no, consumers have been wondering about this, partly because prepaid debit cards have become so popular. And since you don’t need a credit history to obtain one, it would be an easy way to build credit, wouldn’t it? Prepaid debit cards are not reported to the major credit bureaus. When you use a prepaid debit card you aren’t buying items on credit. You’re using your own money that you loaded onto the card.
It’s not surprising that consumers are confused about this, though. There are a few prepaid debit cards on the market that claim to help consumers build a credit history because they report your payment history to PRBC, a specialized credit bureau. But when lenders evaluate you for credit, they look at your credit report from one (or more) of the three major credit bureaus: Equifax, Experian and TransUnion.
So if you’re trying to build a credit history and you don’t qualify for an unsecured credit card, order one of our selected secured cards. These credit cards are perfect for those who need to establish or rebuild their credit history. Choose one that reports to the major credit bureaus and if you use your card responsibly, you’ll be on your way to building your credit history.
Optional
- Apply for the Secured Visa® Credit Card Today!
- 9.99% Low Fixed APR - Rate Won't Change Even If you’re Late!
- Choose Your Credit Limit - From $200 up to $5,000
- Monthly Credit Bureau Reporting t-We report positive lines of credit to Transunion, Experian, and Equifax.
- Genuine Visa Credit Card - Not a Pre Paid or Debit Card
- Accepted Worldwide at Millions of Locations
For Small Business Loans
Add the Small Business Micro Loan Visa® Card today - an unsecured business Visa card.
Small Business Micro Loan Visa® Card Card features include:
- Credit Limits available to $1000
- We report positive lines of credit - Monthly Credit Bureau Reporting.
- Sole Proprietors and Entrepreneurs Welcome - No Business Too Small!
- Perfect for Your Everyday Business Needs
- Great for Self-Employed Business Owners
- Your Business Name on YOUR Business Card
Contact StressFreeMoney today at (866) 785-1065 for more answers to your questions about secured cards. You can always call to discuss further.
