Debit and Payroll Benefits

Save Time & Money

StressFreeMoney Payroll Card® & Visa® Payroll Card provides its customers with the most comprehensive e-payroll offering available. We start with a foundation of industry leading technology, full compliance and implementation support to ensure a successful ePayroll transition by delivering more than just a financial product.

Reduce Cost: Implementing the StressFreeMoney Payroll Card’s ePayroll program can provide significant cost savings over the current method of printing paper checks and wage statements.
Improve Efficiency: When your organization transitions to ePayroll you will enjoy improvements in the efficiency of operations that reach well beyond the payroll department. You will see improvements when you:
- Eliminate Check Distribution Time
- Eliminate Staff Time Spent Traveling To and From Job Sites Picking Up Their Paychecks
- Reduce the Number of Checks Issued and Not Cashed
- Minimize Your Exposure to Check Fraud
- Reduce the time spent on Lost or Stolen Check Replacements, Off-Cycle Payments, and Termination Payments
Improve Business Continuity and Disaster Recovery: Moving your organization to a full ePayroll system eliminates the failure to deliver payroll as a result of weather disruptions such as:
- Snow Storms
- Hurricanes
- Floods
- Fires
- And other regional events
- By removing the physical delivery of paychecks and paystubs your company is less vulnerable to the natural disasters that disrupt this process.
Improve Corporate Environmental Responsibility: When you move to an ePayroll system you are not just making life easier and saving money for your company, you’re helping to save precious natural resources.

Cardholders can always expect the following benefits from the SFM debit and payroll card programs:

Convenient access to pay, even on vacation
NO paycheck cashing fees
NO more wasted time cashing paychecks
NO lost checks
NO overdraft fees
NO need to carry large sums of money
NO need to pick up paychecks
24X7 access to pay
FREE multilingual customer service 7x24x365
FREE transaction for each pay period
FREE access to monitor transactions online, instantly
FREE fraud loss protection
FREE Text Message Alerts*
FREE cash back at PIN POS locations (1,000’s of locations)
Significant Savings – Save more than 50% versus check cashing fees
Make purchases online
Pay bills online
Make airline and hotel reservations